Understand the risks of late payments

Keeping a squeaky-clean payment history is ideal to raise your credit score. But if you've missed payments in the past, it's not too late to resolve the issue. Here are a few eye-opening facts you should know:

  • Payment history accounts for 35% of your total credit score
  • In some situations, just one missed payment can cut 110 points off a score
  • Missed payments, if left untouched, will remain on your record for seven years

If you've missed payments in the past, turn to Blue Line Credit Repair, LLC for solutions. We'll teach you how to remove late payments from your credit in Tuscaloosa, AL.